If you receive a letter of intent from Tower Insurance, seek advice and put in a privacy act request to obtain your whole claim file. The rest of the article contains information on what reports to obtain and suggests you obtain your own costings.
PUT IN A PRIVACY ACT REQUEST FOR YOUR WHOLE CLAIM FILE BEFORE SIGNING ANYTHING
DO NOT SIGN A LETTER OF INTENT FROM TOWER WITHOUT ADVICE.
INFORMATION YOU AS THE HOMEOWNER NEED TO HAVE BEFORE MAKING ANY DECISIONS
– A scope of works
– Structural Engineers Report
– Quantity Surveyors Report
– A Rebuild Estimate if applicable
As at present it is impossible to be shown the costings of the build, perhaps this could be got around by preparing your own costings and discussing the variations between the two.